Monthly Archives: April 2016

CREDIT SCORE MISSTEPS (AS REPORTED BY CONNIE MEI ON WWW.MONEYNING.COM)

We know that credit scores are important. And most advice you will find online deal with the things that you can do to lower your rate. But the best advice you will ever hear is advice that will help you avoid the crucial missteps that hurt your credit score in the first place. Thankfully, Connie […]

AWKWARD MONEY MOMENTS (AS REPORTED BY HOLLY JOHNSON ON WWW.THESIMPLEDOLLAR.COM)

No matter what you believe or know about money, you are likely to run into one of several common moments in your life when things get a little awkward. Say your credit card gets denied in public, or you loan a family member money and they fail to pay it back in a timely manner. […]

SINGLE WOMEN SINGLED OUT (AS REPORTED BY HEATHER LONG ON MONEY.CNN.COM)

We don’t often spend enough time examining the differences between men and women as relates to personal finance. And the sad truth is, major differences do exist. And in more cases than not, they favor men. For example, women in the United States are still paid less than their male counterparts in almost every profession. […]

CREDIT SCORE EXPLAINED (AS REPORTED BY RYAN KATON ON WWW.MASHABLE.COM)

A credit score is a portrait of someone’s credit history, valued as a round number between 300 and 850. Your score is used primarily by creditors as a way of determining how likely you are to pay off your debts. This, in turn, determines what kind of loans will be available to you. There are […]

PERSONAL SAVINGS CALCULATOR (AS REPORTED BY SAUNDRA LATHAM ON WWW.THESIMPLEDOLLAR.COM)

In the years since the Great Recession, we have seen the average savings rates of Americans rise. And that’s a good sign. Savings are a good indicator of the financial well-being of the country. For individuals, saving money means you are spending less than you are making. And that’s the best way to build wealth […]

LIFE SPANS: RICH VS. POOR (AS REPORTED BY MICHELLE HACKMAN ON WWW.VOX.COM)

While many of us don’t often think about life expectancy as a personal finance or economic issue, the two are closely linked. For example, depending on how long someone expects to live, he or she can calculate how much money they need to save for retirement. And a new report from the New York Times […]