Monthly Archives: March 2017

THE BASICS OF BUDGETING (AS REPORTED BY STEVE ROUSSEAU ON WWW.DIGG.COM)

Everyone should have a budget, regardless of where they are in life. An accurate budget can do a few things for you. First, it gives you a clear picture of money in and money out. Second, it keeps you from spending more than you can afford. And third, the simple act of keeping a budget […]

TO RENT OR BUY? (AS REPORTED BY EMILY OSTER ON WWW.QZ.COM)

Emily Oster is an associate professor of economics at Brown University and answers readers’ letters in an advice column for Quartz. A recent letter asked a common question that many of us have, “Is it better to rent or to buy?” Emily’s answer was a unique one, and worth sharing. Overall, she says, if the […]

UNEMPLOYMENT FAQS (AS REPORTED BY MARIANNE HAYES AT WWW.LEARNVEST.COM)

Unemployment is never the goal. But at some point in our lives, most of us will find ourselves without work for one reason or another. And so it is a good idea to learn the basics of unemployment benefits. The full details of unemployment depend largely on your state, since they are the ones who […]

WHEN TO HIRE A FINANCIAL PLANNER (AS REPORTED BY MATT BECKER ON WWW.THESIMPLEDOLLAR.COM)

Deciding whether or not to hire a financial planner can be an important financial decision in its own right. You have to weigh the cost of a financial planner against the potential benefit that they might provide. Going it alone is not always the best decision, because personal finances are complex and difficult to manage […]

12 YEARS TO OUT-EARN THE COST OF YOUR DEGREE (AS REPORTED BY AMY X. WANG ON WWW.QZ.COM)

A lot has been written about the cost of a college degree. Tuition costs keep rising, despite a more general plateau in wages for most American workers. The spread between costs and earnings has become so dramatic that debt resulting from school loans has ballooned to become larger even than mortgage debt. So how long […]