Category Financial Planning

MONEY MISTAKES WE MAKE WHEN WE’RE YOUNG (AS REPORTED BY MIRANDA MARQUIT ON WWW.MONEYNING.COM)

All Americans, whether they go to college or not, are expected at some point to have the wisdom and experience necessary to make intelligent life decisions. When it comes to managing money, too often we are expected to make decisions before we have the skills or training to do so. And that’s why so many […]

GIVE YOURSELF A RAISE (AS REPORTED BY HOLLY JOHNSON ON WWW.THESIMPLEDOLLAR.COM)

Growing one’s wealth comes from following two simple pieces of advice: earn more and spend less. Easier said than done, sure. But still true. Earning more can come from a raise or a promotion, most commonly. But there’s nothing saying that you can’t take it on yourself to earn more when that raise isn’t coming. […]

MARRIAGE AND YOUR TAXES (AS REPORTED BY JOHN SCHNEIDER ON WWW.PERSONALCAPITAL.COM)

We don’t often think about marriage as a matter of personal finance, and for good reason. But still, there are certain financial questions we must ask ourselves when planning for a wedding. Chief among them is, how will this affect our taxes? Married people who file their taxes jointly will often save money, meaning they […]

WHEN TO HIRE A FINANCIAL PLANNER (AS REPORTED BY MATT BECKER ON WWW.THESIMPLEDOLLAR.COM)

Deciding whether or not to hire a financial planner can be an important financial decision in its own right. You have to weigh the cost of a financial planner against the potential benefit that they might provide. Going it alone is not always the best decision, because personal finances are complex and difficult to manage […]

12 YEARS TO OUT-EARN THE COST OF YOUR DEGREE (AS REPORTED BY AMY X. WANG ON WWW.QZ.COM)

A lot has been written about the cost of a college degree. Tuition costs keep rising, despite a more general plateau in wages for most American workers. The spread between costs and earnings has become so dramatic that debt resulting from school loans has ballooned to become larger even than mortgage debt. So how long […]

MAKING MONEY HABITS STICK (AS REPORTED BY JULIA CHANG ON WWW.LEARNVEST.COM)

We all know we can do more to improve our finances. There are new habits we can implement. The hard part is not in identifying what to do, it’s in sticking with those new habits so that they will have the kind of positive impact they are meant to. There are several ways that you […]

Expenses Drop in Retirement (as reported by www.freemoneyfinance.com)

As one gets closer to retirement, it can be a little scary trying to figure out how to pay for all of life’s expenses without an income for the first time in your life. But do remember that there are a number of expenses that will go down dramatically, or disappear completely, in retirement. For […]